Functional Coverage

Please note that we can also build custom packages

Client Management
 
 
 
 
Clear client management interface
F
F
Customised information fields
F
F
Client signature & picture management
F
F
Account opening & closing
F
F
Individual, company and group profiles registration
F
F
Client geolocalisation
F
F
Biometric authentication
Loan Origination
 
 
 
 
Multi-channel loan applications
Collateral and guarantor registration
Automated decision engine based on collected data and external data sources
Customized approval workflow via predefined rules
Digitization of Credit Committee
Integrated task management
Loan Management
 
 
 
 
Collateral and guarantor management
F
F
Term loan products
F
F
Credit lines
F
Loan schedule generation
F
F
Loan disbursement
F
F
Automatic interest and penalty accrual
F
F
Loan repayment
F
F
Early partial repayments
F
F
Early total repayments
Batch repayment
Loan rescheduling
Automated print-out of loan agreements
Coming soon!
Disbursement & repayment receipts
Loan monitoring
Delinquency Management
 
 
 
 
Client flagging
Delinquency actions tracking
Automated warning letters
Savings Management
 
 
 
 
Cash deposits & withdrawals
F
Mandatory savings
F
Current accounts
F
Savings accounts
F
Term deposits
F
Transfers between accounts
Teller Management
 
 
 
 
Vault/Teller transfer
Transfers between tellers to and from Head Teller
Management of notes denominations
Accounting
 
 
 
 
Customisable chart of accounts
F
F
Operational accounting
F
F
Non-operational accounting
F
Loan provisioning
F
F
Loan write-off
F
Fixed Assets registration and amortisation
Suppliers registration
Analytics & Reporting
 
 
 
 
Essential reports
F
F
Customised reports
Key Performance Indicators
Export data to Excel and Word
F
F
Business intelligence tools
Security & Backup
 
 
 
 
User roles management
F
F
Encrypted user passwords
F
F
Maker/Checker concept
Audit trail
F
F
Cloud-based back-up system & Disaster Recovery
Connectivity
 
 
 
 
SMS/Email notifications for employees and clients
POS/ATM integration
Credit Bureau integration
Anti-Money Laundering blacklist checks
Synchronisation with mobile money platforms
General Features
 
 
 
 
Multi-branch
F
F
Multi-currency
F
F
End-of-day process
F
Document storage & tracking