Functional Coverage
Please note that we can also build custom packages
| Client Management | ||||
| Clear client management interface | ||||
| Customised information fields | ||||
| Client signature & picture management | ||||
| Account opening & closing | — |
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| Individual, company and group profiles registration | ||||
| Client geolocalisation | — |
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| Biometric authentication | — |
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| Loan Origination | ||||
| Multi-channel loan applications | — |
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| Collateral and guarantor registration | ||||
| Automated decision engine based on collected data and external data sources | — |
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| Customized approval workflow via predefined rules | — |
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| Digitization of Credit Committee | ||||
| Integrated task management | — |
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| Loan Management | ||||
| Collateral and guarantor management | — |
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| Term loan products | — |
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| Credit lines | — |
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| Loan schedule generation | ||||
| Loan disbursement | — |
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| Automatic interest and penalty accrual | — |
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| Loan repayment | — |
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| Early partial repayments | — |
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| Early total repayments | — |
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| Batch repayment | — |
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| Loan rescheduling | — |
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| Automated print-out of loan agreements | — |
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| Disbursement & repayment receipts | — |
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| Loan monitoring | — |
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| Delinquency Management | ||||
| Client flagging | — |
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| Delinquency actions tracking | — |
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| Automated warning letters | — |
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| Savings Management | ||||
| Cash deposits & withdrawals | — |
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| Mandatory savings | — |
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| Current accounts | — |
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| Savings accounts | — |
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| Term deposits | — |
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| Transfers between accounts | — |
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| Teller Management | ||||
| Vault/Teller transfer | — |
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| Transfers between tellers to and from Head Teller | — |
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| Management of notes denominations | — |
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| Accounting | ||||
| Customisable chart of accounts | — |
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| Operational accounting | — |
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| Non-operational accounting | — |
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| Loan provisioning | — |
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| Loan write-off | — |
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| Fixed Assets registration and amortisation | — |
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| Suppliers registration | — |
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| Analytics & Reporting | ||||
| Essential reports | — |
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| Customised reports | — |
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| Key Performance Indicators | — |
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| Export data to Excel and Word | — |
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| Business intelligence tools | — |
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| Security & Backup | ||||
| User roles management | — |
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| Encrypted user passwords | ||||
| Maker/Checker concept | — |
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| Audit trail | — |
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| Cloud-based back-up system & Disaster Recovery | — |
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| Connectivity | ||||
| SMS/Email notifications for employees and clients | — |
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| POS/ATM integration | — |
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| Credit Bureau integration | — |
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| Anti-Money Laundering blacklist checks | — |
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| Synchronisation with mobile money platforms | — |
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| General Features | ||||
| Multi-branch | ||||
| Multi-currency | — |
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| End-of-day process | — |
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| Document storage & tracking | ||||
| Open API for 3rd party integrations | ||||
