Adaptive, open-source software
for microfinance.

OPENCBS is the world's easiest financial management software to install, use and customize. Our technology is used by institutions of all sizes: From small startups utilzing our free basic software, to microfinance networks in need of specifically-tailored solutions. OPENCBS's dynamic technology will allow your institution to lower costs while improving service.

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Why choose OPENCBS?

  • A complete loan and savings management software

    OPENCBS includes all the key functions required to make an impact in your financial institution:

    - Clear and customizable Know Your Customerindividual, groups and SME tracking.

    - Full loan and savings management:  more than 1000 types of interest calculations and schedules covered.

    - Powerful reporting: performance dashboard and more than 50 reports and forms available.

    - Additional modules:  task management, custom fields, client mapping, etc. Optimize the flow of your operations!

  • Built for change

    OPENCBS is continuously adapting to the changing needs of all institutions.

    - Flexible business logic: we can cover any existing practice. Tell us yours and we will show you the flexibility of OPENCBS.

    - Agile development: one new version of OPENCBS every 3 weeks. Our system is constantly evolving.

    - Fast service: we answer your request in one working day and develop and implement what you need in less than a month.

    - High modularity: reports, modules and scripts allow us to build a software exactly adapted to your institution.

  • Progressive offers

    OPENCBS is adapted to institutions of any size.

    - Low budget organisations: use our free core software.

    - Growing institutions: suscribe to one of our packages to achieve high performance.

    - Established institutions: ask for the feature you want.


  • An open source software


    - No license fee: you pay only for the service you get.

    - Freedom of choice: you are free to choose who is supporting your solution.

    - Business continuity:  you are not dependent on our services to maintain your system.

    - World-wide community:  technology professionals from across the world are ready to implement and support OPENCBS.

  • 8 years experience in Technology for Microfinance


    - 8 years track record: OPENCBS technology has been used in microfinance since 2006.

    - Experienced team: the OPENCBS team has dozens of years of experience in microfinance operations and technology.

    - Strong references:  the OPENCBS system already satisfies the needs of several dozens of institutions around the world. 


How to use OPENCBS:


Download the basic software and user guide. The small file sizes (less than 70MB in total) should make this easy.


Click on the .exe you just downloaded.
So far so good!


Launch OPENCBS. Follow the step-by-step user guide to get up and running in just a few hours.


What people say

  • Shirish Kumar CEO ODED Transformational Technology. OpenCBS Local reseller in South Asia

    OPENCBS as a company that envisions a giant leap forward in ‘creating a model opensource eco-system’ for a variety of participants. Welcoming participation from resellers, finance companies, banks, MFIs and consultants are basic tenets of the OPENCBS board & management. ODED was nurtured...

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  • Aidai Akunova General Director (Kyrgyzstan)

    On behalf of CJSC «AIM Credit» Microfinance Company I am pleased to recommend OPENCBS , which has proven itself as a reliable and professional business partner. The company has demonstrated high level of mobility in solving problems of different complexities. It has distinguished itself...

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  • Onyeka Adibeli Technical Director, FDIT Nigeria Limited, Valued Added Reseller

    OPENCBS is a world-class, adaptable organization that understands of the needs of its clients and is keen on community partnerships. It provides continous improvement, responsiveness and implementation services tailored to the expectations and standards of the industry. Knowing that a large...

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  • Steve Hardgrave CEO Varthana, OpenCBS user

    Varthana is excited to partner with OPENCBS. The system has been flexible to meet our unique requirements and the team has been very responsive to all our requests for additional modifications. Having a core banking system like OPENCBS allows Varthana to focus its energy on better serving our...

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