Adaptive Open-Source Software
for Microfinance

OpenCBS is the easiest to install, to use and to custumize financial management solution on the market. Our technology is used by all kinds of institution, from small start-ups using our free core software to microfinance networks using solutions tailor-made to their needs. OpenCBS built for change technology focuses on decreasing costs and increasing service quality.

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OpenCBS is here to help

Client Management

Transform the way you interact with clients!
  • Clear client management interface
  • Biometric identification
  • Custom information fields
  • Stress-free document tracking
  • Client mapping
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Loan Management

Put advanced loan management features at your fingertips!
  • Versatile schedule creation
  • Easy disbursement
  • Fast repayment
  • Credit lines
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Savings Management

Ensure that your clients have put their savings in the best possible hands
  • Deposits and withdrawals
  • Mandatory savings
  • Term deposits
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Stay on top of operations and management with powerful reporting
  • Automatic contract and schedule printing
  • Disbursement and repayment receipts
  • Key performance reports
  • Portfolio At Risk, delinquent loans and collection sheet reports
  • Disbursement reports and closed and active loans lists
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OpenCBS can be both your operations and accounting solution!
  • Standard accounting tools
  • Personalised accounting tools
  • Automated loan provisioning
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Delinquency Management

Easily keep track of overdue accounts
  • Clear alert windows
  • Delinquency flagging and reporting
  • Collection actions tracking
  • Automatic warning letters
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Integrate your microfinance information system with external tools
  • SMS connectivity
  • POS/ATM integration
  • Seamless credit bureau synchronisation
  • Anti-money laundering blacklist checks
  • Mobile money synchronisation
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Performance Management

Benefit from a wide variety of business improvement tools and services
  • Userfriendly interface
  • Streamlined processes
  • Straightforward Key Performance Indicators
  • High level microfinance & technology expertise
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Security & Backup

Be confident in the security of your microfinance information system and data
  • User roles management
  • Audit trails
  • Self-backup
  • Secure off-site data replication
  • OpenCBS in the Cloud
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Open Source Software for Microfinance

The rapidly-changing world of microfinance demands the most dynamic solution on the market

Open Source

We offer a free and open source basic solution that includes CRM, loans, savings, reporting, accounting and more!


Take your software to the next level by optimizing it to your microfinance environment. Tell us what you need and we'll make it happen!


OpenCBS offers a full set of affordable extensions to increase your efficiency and growth. Ask us what we can do for you.

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